Issued in just moments
Would you like to try out post-payment for the first time?
A post-payment card for foreign residents of Japan
YOLO CARD
A post-payment card for foreign residents of Japan
Can be used at convenience stores and supermarkets
Can be used at any Visa member store, including convenience stores and supermarkets! Even if you don't have any money on hand, you can immediately charge your account through the app and use it for shopping.
Post-paid service
For those times when you want something, but don't quite have the money for it, enjoy the convenience of using our Post-paid service.
No need to have a Japanese bank account
With the prepaid system, you can charge your account through the app or at convenience stores, so you can use it even if you don't have a bank account in Japan.
Real-time usage display
You can charge your account with only the amount you want to use for shopping and easily check your account statements on the app to prevent overspending.
Features of the YOLO Card exclusive to foreign residents
Issued in just moments, with no screening required!
Pre-paid card exclusively for foreign residents living in Japan
Pre-paid card exclusively for foreign residents living in Japan
No document review
Charge your account easily with the app
Post-payment of account funds is possible※1
Post-payment of account funds is possible※1
Can be used at Visa member stores
A new card number will be issued within the app, so you can use it to make purchases at online stores just like a credit card. Furthermore, if you get a physical card issued, you can use it at any Visa member store in Japan.
※There will be a cost of 300 yen (tax included) when you first apply for a physical card.
※There are no age restrictions, but minors must have the consent of a parent or guardian when applying. However, use of post-payment charges is not authorized.
『Epre CARD by YOLO JAPAN』
《 DESIGN CONCEPT 》Akebono color (English: Aurora)
The color aurora represents the diversity of people who come from different regions and countries around the world
Card Specifications
| Name | Virtual card | Physical card |
|---|---|---|
| Card face |  |
|
| Time until issuance | Issued in just moments | 1 to 2 weeks after application |
| Issuance fee | Free | 300 yen (tax included) |
| Age restriction | No age limit (parental consent required for minors)※１ | |
| Expiration date | 5-years | |
| Participating stores | Online Visa member stores in Japan and overseas | In-person visa member stores in Japan (Can not be used at some member stores) |
| Maximum balance | 100,000 yen | |
| Maximum amount per charge | 30,000 yen | |
| Monthly charge limit | 120,000 yen | |
| Maximum cumulative charge amount prior to expiration date | 1,000,000 yen (The card will be reissued free of charge if the maximum cumulative amount is reached.) | |
| Charge method |
・Post-paid charge You can charge your account in no time even if you dont have cash on hand. Please make the payment using a multimedia terminal by the end of the next month. Handling fee (tax included)： 3,000-4,000 yen: 300 yen 5,000-7,000 yen: 500 yen 8,000-10,000 yen: 700 yen 11,000-20,000 yen: 900 yen 21,000-30,000 yen: 1,100 yen Amount that can be charged: 3,000 yen or more (in increments of 1,000 yen) ・Convenience store charge You can charge your account using multimedia terminals at Family Mart and Lawson. Payment in cash is required. Handling fee (tax included): Free once per month (150 yen per subsequent charge) Amount that can be charged: 1,000 yen or more (in increments of 1,000 yen) |
|
※ YOLO JAPAN is affiliated with Kipp Financial Technologies Co., Ltd. (Representative Director: Takuya Nakajima, Head Office: Chiyoda-ku, Tokyo, hereinafter 'Kipp'). The issuer of YOLO Card is Kipp Financial Technologies Co., Ltd.
Flow from application to issuance
YOLO JAPAN application site
STEP1
Member Information Entry
Click on the ”Apply now” link on this website to go to the member information entry screen. Register your name, address, date of birth, and residence card.
Click on the ”Apply now” link on this website to go to the member information entry screen. Register your name, address, date of birth, and residence card.
STEP2
Issuance of application number
Upon confirmation of your residence card, the ¨application number¨ (needed to issue the card) will be sent to the registered e-mail address.
Please download the YOLO Card app called "Epre" and complete your registration within 48 hours.This number will become invalid after 48 hours.If you do not register within 48 hours, you will need to start your application from the beginning.
Please download the YOLO Card app called "Epre" and complete your registration within 48 hours.This number will become invalid after 48 hours.If you do not register within 48 hours, you will need to start your application from the beginning.
Upon confirmation of your residence card, the ¨application number¨ (needed to issue the card) will be sent to the registered e-mail address.
Please download the YOLO Card app called "Epre" and complete your registration within 48 hours.This number will become invalid after 48 hours.If you do not register within 48 hours, you will need to start your application from the beginning.
Please download the YOLO Card app called "Epre" and complete your registration within 48 hours.This number will become invalid after 48 hours.If you do not register within 48 hours, you will need to start your application from the beginning.
Epre app
STEP3
Download the app
After completing your application, please download the ”Epre” app from the App Store or Google Play onto your smartphone.
What is Epre?
After completing your application, please download the ”Epre” app from the App Store or Google Play onto your smartphone.
What is Epre?
STEP4
App member registration
After agreeing to the terms of use, enter the request number on the application's user registration screen. The request information will be logged in the application.
After agreeing to the terms of use, enter the request number on the application's user registration screen. The request information will be logged in the application.
STEP5
Virtual card issuance
If there is no problem with the registration information, a virtual card will be issued.
If there is no problem with the registration information, a virtual card will be issued.
It is a service that lets you create Visa prepaid card instantly.
You can easily issue a virtual card for online shopping on the same day of your application.
・Top up now and pay late
・Issue a physical card
・Security functionalities
・Issue a physical card
・Security functionalities
FAQ
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What is the Visa prepaid card?
- The Visa prepaid card is a card that allows you to charge money up front and make payments within that amount. Since you can only use the amount that is loaded on the card, you don't need to worry about overdrafts. There is no credit screening, so anyone can easily get one. They can be used at any Visa member store nationwide.
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Precautions for use of prepaid cards
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Please be aware of the following regarding the use of prepaid cards.
・Immediate reflection
The balance of the card will be reflected immediately, but transactions at some affiliate shops cannot be reflected immediately.
・Inability to overdraft
It is not possible to use more than the amount loaded on the card. However, depending on the structure of some affiliate shops, the inability to reflect payments immediately may allow overdrafting.
・Checking your balance
You cannot check the balance of the card at the shop or on your receipt.Please check your balance within the app.
・Cannot be combined with other cards
Multiple Visa cards (prepaid or otherwise) cannot be used for a single transaction.
・Lump-sum payment only
Payments must be made in full. Payment in installments is not accepted.
・ID verification
A signature is required to verify your identity.Some affiliate shops do not require a signature.
・About receipt notation
Since the payment will be made using credit, your receipt will say ”credit” for payment method.
・Refund timing
When making a return, refunds will be made to the card approximately 60 days later at the latest.
・Available shops
Use of prepaid cards may not be possible at some member stores shops such as highways and gas stations.
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Can I lend the card to a family member or friend?
- Only the contracted person may use the card. Regardless of reason, lending the card to anyone else is illegal. Please make sure the person applying is the person who will be using the card.
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How do I use the card at a store?
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＜Using the card for internet shopping＞
When checking out, select ”Credit Card (Visa)” as the payment method and input your information to complete the purchase. In the name field, please input ”EPRE USER.” This option is available for both virtual cards and physical cards.
＜Using the card at a store＞
If you get a physical card issued, you can use the card at Visa member stores nationwide. To complete the purchase, a signature is needed. PIN numbers and PayWave cannot be used with this card.
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About card types
- Physical cards will contain a magnetic strip. Currently, IC and non-touch options are unavailable.
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About usage limits
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There are some card use limits for this service.
Total insured amount on card 100,000 yen
Maximum amount per charge 30,000 yen
One month charge amount 120,000 yen
One time purchase amount 1,000,000 yen
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About charge limits
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Charge limits are as listed below.
Maximum amount per charge 30,000 yen
One month charge amount 120,000 yen
The monthly charge limit is the combination of all post-paid charges, convenience store charges, and all other charges. You can check the amount of charges for the current month on the app.'
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About usage limits
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You may spend up to a total amount of 1 million yen* per card.
If the amount you spend on the card exceeds 1 million yen, you will be unable to continue to purchase items with the card. If you wish to continue using our services, a new card must be issued.
Before you reach your limit, we will notify you about issuing a new card, so please follow the instructions.
*This is the total amount of money used to purchase items with this card.
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About the expiration date of your Epre balance
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Your Epre balance has an expiration date.
The expiration date of your Epre balance will be calculated counting 3 years from the last day of using your Epre balance.If 3 years pass after using your Epre balance, your balance will no longer be accessible.
Please note that the balance is non-refundable.
Please note that the balance is non-refundable.
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What is the virtual card?
- This is an internet-only Visa prepaid card that can be instantly created when registering with the app. Since a new card number will be issued within the app, you will be able to use this physical card just like a credit card when doing online shopping.The physical card is a Visa prepaid card to be used exclusively for online shopping.Please apply for a physical card if you would like to purchase items at a store in your town.
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How do I use the virtual card?
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This is a Visa prepaid card to be used exclusively for online shopping.You can use the virtual card at Visa member stores on the internet, just like you would with a credit card.
After having the virtual card issued to you, please follow the steps below.
（１）Click 'Charge' on the Epre app home screen
（２）Select the charging method and charge to your balance
（３）Select 'Credit card payment' when purchasing items at an online store
（４）Tap the virtual card displayed on the Epre app home screen to check your card information
（５）Enter the card information at the online shop and purchase the item
For details on charging, please see 'About charging'.
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What is the physical card?
- This is a Visa prepaid card that can be used at nationwide Visa member convenience stores, supermarkets, shops and online stores.When you apply for a physical card from the app, it will be mailed to your home in 1 to 2 weeks.
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The advantages of using the physical card
- If you have a physical card issued to you, you can use it at nationwide Visa member stores, such as convenience stores, etc.
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How to apply for a physical card
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The following information is needed
・Full name
・Address
・Email address
Please enter your registration information as printed out in the document to verify your identity.
What is the document to verify your identity?
Please follow the steps below to apply for a physical card.
In advance, please make sure to check the cautionary points to keep in mind when applying for the real-card.
（１）On the home screen, click 'Card Management'
（２）Click 'Apply for a physical card'
（３）Click 'Go to physical card application procedure'
（４）Read over the precautions when applying for a physical card, then click 'Next'
（５）Register your e-mail address
（６）Confirm receipt of e-mail
（７）Register your home address, this is where your card will be sent
（８）Confirm the card mailing address, and apply for the physical card
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What is the card issuance handling fee?
- The card issuance handling fee is required when having the physical card issued to you.It costs 300 yen (tax included) when applying for a physical card for the first time.The fee will automatically be deducted from your card's balance. Please make sure that your card's balance is sufficiently charged. If it is insufficient, please apply after charging.
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Precautions when applying for a physical card
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When applying for a physical card, please read and agree to the following.
・A card issuance fee will be charged upon issuance of a physical card. Please make sure that your card balance is higher than the card issuance fee.
・You will need to register your email address upon issuance of your physical card. If you have spam protection enabled, please change your settings to allow emails from the domain name ”＠epre.co.jp”
・Please enter your card mailing address as it appears on your personal identification documents. Please note that you will not be able to change the mailing address after the application is completed.
・Physical cards will be delivered in 1-2 weeks. If you have not received your card after 3 weeks, please contact us.
・The physical card you receive cannot be used until you activate the card on the app. Please activate the card as soon as you receive it.
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What will happen to the card number of my virtual card if I get a physical card issued?
- The card number will not be changed simply by applying for a physical card. After you receive your physical card, you will need to activate it on the app to be able to use it. When the card activation is complete, your card number will be changed from the one used for the virtual card to the card number on the front of your physical card. Please note that you will need to change your card number to the new one if you have registered your card number with any online stores.
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What is the document to verify your identity?
- Documents issued by public institutions with your name and other information printed on them or documents issued as proof of your identity in general can be used. Examples of such documents include driver's license, passport, card-type health insurance card, My Number card, residence card, and special permanent resident card.
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How long will it take for the physical card to arrive?
- It will be sent to your registered mailing address within one to two weeks of application. If you have not received it after 3 weeks, please contact us.
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Are there any member stores where the card cannot be used?
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This service cannot be used to make the following payments.
・Payment of monthly or ongoing subscription fees
This includes, payments for electricity, gas, water, insurance, newspapers, telecommunications, broadcasting, and other services where card information is registered and payments are made on a monthly basis or automatically renewed after several months
・Payments at gas stations and expressway tolls (manned booths)
・Payments for in-flight purchases
・Payments at some hotels
・Charges made to various prepaid cards and electronic money
・Purchases of high cash-value products
This service is not available for the purchase of high-value cash products such as gift certificates, bullet train tickets, and precious metals
・Payments at IC-reading terminals
The Epre Card is a magnetic card and cannot be used at IC-reading terminals
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How to charge your account
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As soon as the charge has been made, the balance will be reflected in your account and you will be able to use your card. There are two ways to charge your card.
・Post-paid charge
You can charge your account in no time even if you dont have cash on hand. Please make the payment using a multimedia terminal by the end of the next month.
Handling fee (tax included): 150 yen (free once per month)
Amount that can be charged: 3,000 yen or more (in increments of 1,000 yen)
・Convenience store charge
You can charge your account using multimedia terminals at Family Mart and Lawson. Payment in cash is required.
Handling fee (tax included): 150 yen (free once per month)
Amount that can be charged: 1,000 yen or more (in increments of 1,000 yen)
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How to apply for the convenience store charge service
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Please follow the steps below to apply.
（１）Tap ”Convenience Store Charge” on the home screen of the app.
（２）Specify the amount to be charged and you'll be issued a receipt number
（３）Make payment in cash in accordance with the payment method of each store
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Convenience store charge handling fee
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The following fee will be charged.
Handling fee (tax included): 150 yen (free once per month)
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Can I apply for the convenience store charge service more than once?
- You can only apply once for the convenience store charge service. If you'd like to make any changes, please cancel and reapply.
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At which convenience stores can I use the convenience store charge service?
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It can be used at any of the convenience stores below.
・Family Mart
・Lawson
・Mini Stop
・Seicomart
・Daily Yamazaki
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How long will it take for my balance to reflect the charge?
- Convenience store charges will be reflected anywhere from a few seconds to a few minutes after payment.Post-paid charges will be reflected within the app once the charge application has been approved.
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What devices can I use the card with?
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You can use this service if you are using a smartphone device that supports one of the following operating systems.
iOS 12 or higher
Android OS 6.0 or higher
*Some devices are not compatible with this service.
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What is application number?
- The application number is an 8-digit number issued when you apply for a membership at one of our partners.If you do not have this number, you will not be able to register for membership even if you download the Epre app. So please make sure to apply at YOLO JAPAN. The application number will be valid for 24 hours. If the number has expired, please apply once more.
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What is post-paid charging?
- Even if you do not have money on hand, you can charge your card through the app and make purchases in no time at Visa member stores. The charge payment can be made at a convenience store by the end of the following month.
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What are the merits of post-paid charging?
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（１）It can be charged and used in just moments.
You don't have to go to a convenience store or even have money on hand to make a purchase.
（２）Paying the charge amount afterwards creates a payment window.
Perfect for times when you think ”I want this, but I dont have money right now...” You can pay the charge amount by the end of the following month.
（３）Secure
Even if you lose your card, you can immediately stop or resume the payment function of the card by yourself.
（４）Prevents overuse
You can charge your account with only the amount you want to use for shopping and easily check your account statements on the app to prevent overspending.
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Precautions when using post-paid charging
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・If you do not pay the post-paid charge amount at a convenience store by the end of the following month, the use of various services may be suspended.
・Post-paid charge Handling fees
3,000-4,000 yen: 300 yen
3,000-4,000 yen: 300 yen
5,000-7,000 yen: 500 yen
8,000-10,000 yen: 700 yen
11,000-20,000 yen: 900 yen
21,000-30,000 yen: 1,100 yen
・The fee is not included in your balance and will be added to your post-paid charge. When paying at a convenience store, you will be charged for the post-paid charge and the handling fee. You can check the fee on the post-paid charge confirmation page on the app.
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About post-paid charging handling fees
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When using the post-paid charge service, a handling fee will be charged for each time a post-paid charge is made.
Post-paid charge Handling fee
3,000-4,000 yen: 300 yen
5,000-7,000 yen: 500 yen
8,000-10,000 yen: 700 yen
11,000-20,000 yen: 900 yen
21,000-30,000 yen: 1,100 yen
※ The handling fee is not included in your balance
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How to use post-paid charge services
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In order to make a post-paid charge, the following must be done within the Epre app.
Please follow the steps below to make a charge.
（１）Tap ”Charge” on the home screen
（２）Tap ”Post-paid”
（３）Enter your email address (first time only)
（４）Enter your name and address on the application screen
（５）Agree to the terms of use
（６）Enter the amount you wish to charge
（７）Tap ”Make this charge”
（８）Charge complete'
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What information or forms are necessary to make post-paid charges?
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The following information is needed
・Name (as written on your forms of identification)
・Address
・Email address
What is the document to verify your identity?
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Is there an age requirement to make post-paid charges?
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You must be at least 18 years of age to use post-paid charging.
※There is not an age requirement to apply for a prepaid card.
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About the post-paid charge limit
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The amount possible for post-paid charges is within the range of 3,000 yen to 30,000 yen (in increments of 1,000 yen).
Please check the ”amount possible for post-paid charges” displayed on the application screen.
The amount possible for post-paid charges is only a rough estimate. Please note that you may or may not be able to use this service depending on the results of the screening process.
If the total amount of your post-paid charge usage reaches the amount possible for post-paid charges, you will be able to apply again up to the amount available for post-paid charges by paying the amount of post-paid charge you have used.
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What is the minimum charge amount for post-paid charging?
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You can make post-paid charges in increments of 1,000 yen, starting from 3,000 yen up to the amount possible for post-paid charges.
Please check the ”amount possible for post-paid charges” displayed on the application screen.
As long as the amount is within range of the amount possible for post-paid charges, you can make charges in multiple installments.However, please note that you will be charged a handling fee according to the amount charged each time.
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How to make post-paid charge payments
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Payments can be made from convenience stores.
The payment amount will be the post-paid charge amount + handling fee. Please confirm the payment amount and due date on your transaction statement.
Please note that you cannot divide the payment amount into multiple payments, nor can you combine statements.
Please follow the steps below to make a payment.
（１）Tap ”Post-paid charge payment”
（２）Select the transaction statement
（３）Confirm the payment due date and amount, then tap ”Pay”
（４）Select the payment method
（５）Print out an application ticket from the convenience store terminal
（６）Pay at the register
（７）Payment complete
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Can payment for post-paid charges be made in installments?
- The payment amount shown on the app cannot be divided into multiple payments. Please note that you can only make a single lump-sum payment. Also, please note that you cannot combine multiple statements into one payment.
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Can I make payments for post-paid charges from my card balance?
- Payments cannot be made from your card balance. Please make sure to make payments in cash at a convenience store.
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What is the document to verify your identity?
- Documents issued by public institutions with your name and other information printed on them or documents issued as proof of your identity in general can be used. Examples of such documents include driver's license, passport, card-type health insurance card, My Number card, residence card, and special permanent resident card.
If you have any questions about your account, login, application, maintenance information, contact us, or other issues, please refer to ”Epre Help.”
EpreHelpPage
EpreHelpPage
Important points/Disclaimer
《Precautions》● In the event of loss or absence of ID, theft, unauthorized use of the card by a third party, etc., the provider will not be held liable. The user shall be held fully responsible.
● If there is suspicion of unauthorized use/access, such as incorrect entry of a password multiple times, use of this service and provided services may be suspended.
● If the applicant is under 20 years of age, consent of parent or guardian shall be obtained when applying for this card.
● Transactions that require continuous charges, such as annual/monthly membership fees, internet/telephone contracts, and transactions at highways and some hotels may not go through. The user shall ask for consent regarding such transactions.
● The user shall be careful in the handling of this card and information related to this card (including but not limited to the card number, PIN, etc.) The user shall manage these at their own risk.
● The user shall not lend, transfer, provide collateral, or otherwise dispose of this card to a third party.
● If the card is lost or stolen, the user shall first take measures to suspend the use of the card in the specified place, and then they shall immediately report it by the specified method.
● This card cannot be used to purchase products or services from a physical store overseas.
《Disclaimer》
● The provider does not explicitly or implicitly guarantee the safety, accuracy, completeness, effectiveness, suitability for purpose, reliability, quality, level and stable provision or other defects (including but not limited to computer viruses, errors, bugs) of this service. In the case that a defect is found, the provider will do their best to repair or improve the service, but cannot guarantee the service will have no defects.
● Even if the user receives damage/injury as a result of using this service, the provider, unless it is caused by intentional or gross negligence, shall not be liable.
● Even if the user experiences a disadvantage due to the provider changing, suspending, interrupting, stopping, etc. its services, unless it is caused by intentional or gross negligence, the provider shall not be liable.
● If while using this service, the user causes damage (whether directly or indirectly) to another user or a third-party, the person responsible for the damage shall be liable, and the provider shall not be liable.
● The provider may provide information or guidance to the user at any time, but the provider is not obligated to provide the information, nor can they guarantee the usefulness of the provided information.
● The recommended device and OS for use of this service will be designated on the website. The proviver cannot guarantee the provision of service for devices or OSs that are not listed. In addition, the provider shall not be held responsible for any disadvantage or damage caused to the user when using a device that does not match the provider's recommendations.
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